Loan Types

SIGNATURE LOAN

A signature loan is a non-collateral loan that only requires your signature. The loan limit is based on your monthly gross income. This loan is an excellent way to consolidate your credit cards and other debts into one low monthly payment!

 
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LINE OF CREDIT LOAN

A line of credit loan is designed to give you quick cash when you need it. Think of it as a credit card without the plastic. Credit lines are based on individual income and credit history.

 
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SECURED LOAN

A secured loan is a loan secured by collateral. We offer secured loans on vehicles, boats, ATV's, motorcycles, and RV's. Secured loans are based on individual income and value of collateral. We have terms and interest rates to meet everyone's budget.

 
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HOME LOAN

We have home loans of all types: first mortgage (conventional), fixed rates, variable rates.

 
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For business loans, we like to speak with you personally. We're sorry, but a business loan application can not be made online. Please call us directly.

For any loan questions, please call us during normal business hours. Call 573-686-7221 or 800-786-7221, and press option 5.

If you prefer, click here to email a question to the loan department. Please do not include any confidential information such as your account number or Social Security number. This is an informational only e-mail and is not secure.

We're here to assist you with any questions and look forward to hearing from you!

Loan terms and conditions are based on eligibility.  Membership eligibility required.  We are an Equal Housing Lender.

Ozark Federal Credit Union is proud to be associated with the following organizations:
           
           
 
 
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